Planting shade trees around your home can lower your summer energy bill by reducing your home’s exposure to the sun. The Sacramento Municipal Utility District, which operates a program that gives free trees to its customers, says that properly placed tress can cut your summer electric bill by up to 40 percent . Energy savings from a tree varies greatly depending on its size and location in relation to your house. Planting shrubs and bushes around your home can improve insulation in the summer and winter. Learn more about using trees for shade from Money Does Grow on Trees .